pick the education loan that is right for you personally

Take advantage of these features—with any loan employed for undergraduate or graduate school costs

No origination charges

No origination prepayment or fee penalty

Price discounts

Be eligible for discounts with on-time re payments and automobile debit

Multiple payment options

Pick the payment option that’s best for you personally

Speed discounts: get a 0.25 portion point interest decrease after making very first 12 on-time principal and interest payments. Plus, get an additional 0.25 portion point rate of interest decrease for signing up for and making payments that are monthly automated debit.

Undergraduate education loan

USC Credit Union Collegiate Preference ® Education Loan for Undergraduate Students

For bachelor’s and associate’s levels or a certification at a degree-granting college

Variable or fixed rate of interest Adjustable prices: 2.75% APR – 10.65% APR Fixed prices: 4.74% APR – 11.85% APR cheapest rates shown are the automobile debit discount

3 payment choices

  • Defer re re re payments until once you graduate
  • Spend interest that is monthly in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100per cent of school-certified expenses

Rate discounts: obtain a 0.25 portion point rate of interest decrease for searching for and making payments that are monthly automated debit. Plus, get one more 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re payments.

Cosigner release available: Apply to discharge your cosigner through the loan once you graduate, make 12 principal that is on-time interest re re payments, and satisfy specific credit requirements.

Set your self up for success with Chegg Study ®: This exclusive, free advantage offers you 4 months of Chegg Study’s online assistance, thirty minutes of real time online tutoring through Chegg ® Tutors, and 4 months of proofreading and citation assistance with EasyBib® Plus.

Open to students enrolled full-time, half-time, much less than half-time

Parent Loan

USC Credit Union Parent Selection Education Loan

For parents or any other creditworthy people who like to just simply take duty for funding their pupil’s undergraduate, graduate, or certificate education at a degree-granting college

Adjustable or interest that is fixed Adjustable prices: 5.00% APR – 11.62% APR Fixed prices: 5.49% APR – 12.87% APR cheapest rates shown through the automobile debit discount

2 payment choices

  • Interest payment
  • Principal and interest payment

Borrow from $1,000 up to 100per cent of school-certified expenses

Speed discounts: Get a 0.25 portion point rate of interest reduction for searching for and making monthly obligations by automated debit. Plus, get one more 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re payments.

Set your student up for success with Chegg Study ®: Your pupil can get 4 months of Chegg Study’s on the web assistance, half an hour of live online tutoring through Chegg Tutors, and 4 months of citation and proofreading assistance with EasyBib Plus.

Loans for graduate pupils

USC Credit Union Graduate Selection MBA Education Loan

Pay money for your company college costs while you pursue your Masters of company management level

Adjustable or interest that is fixed Adjustable prices: 3.75% APR – 9.40% APR Fixed prices: 5.50% APR – 10.23% APR cheapest rates shown through the automobile debit discount

3 payment choices

  • Defer re re re payments until when you graduate
  • Spend monthly interest while in college
  • Pay $25 per thirty days whilst in college

Borrow from $1,000 as much as 100percent of school-certified costs

Rate discounts: get yourself a 0.25 portion point rate of interest decrease for searching for and making monthly premiums by automatic debit. Plus, get an extra 0.25 percentage point rate of interest decrease after making very first 12 on-time principal and interest payments.

USC Credit Union Graduate Selection M.D. Education Loan

Pay money for your medical degree costs in allopathic, basic, osteopathic, podiatric, radiology, recreations, and medicine that is veterinary

Adjustable or interest that is fixed Variable prices: 3.75% APR – 9.11% APR Fixed rates: 5.49% APR – 9.98% APR cheapest rates shown are the automobile debit discount

3 payment choices

  • Defer re payments until when you graduate
  • Spend interest that is monthly in college
  • Spend $25 per thirty days whilst in college

Borrow from $1,000 as much as 100percent of school-certified expenses

Speed discounts: get yourself a 0.25 portion point interest reduction for signing up for and making monthly obligations by automated debit. Plus, get yet another https://speedyloan.net/installment-loans-ga 0.25 portion point interest decrease after making very first 12 on-time principal and interest re re payments.

USC Credit Union Graduate Preference Dentistry Loan

Pay money for your dental level costs as a whole dentistry, endodontics, dental and surgery that is maxillofacial orthodontics, pediatric dentistry, periodontics, and prosthodontics

Adjustable or fixed rate of interest Adjustable prices: 3.75% APR – 9.11% APR Fixed rates: 5.50% APR – 9.99% APR cheapest rates shown are the automobile debit discount

3 payment choices

  • Defer re re payments until once you graduate
  • Spend monthly interest while in college
  • Spend $25 per thirty days whilst in college

Borrow from $1,000 as much as 100per cent of school-certified costs

Rate discounts: obtain a 0.25 percentage point rate of interest decrease for enrolling in and making monthly obligations by automated debit. Plus, get an extra 0.25 percentage point rate of interest decrease after making very first 12 principal that is on-time interest payments.

USC Credit Union Medical Expert Education Loan

Pay money for the health occupations degree expenses in allied wellness, medical, pharmacy, as well as other graduate-level wellness degrees

Adjustable or fixed rate of interest Adjustable prices: 3.75% APR – 9.40% APR Fixed prices: 5.50% APR – 10.23% APR cheapest rates shown are the automobile debit discount

3 payment choices

  • Defer re re payments until when you graduate
  • Spend interest that is monthly in school
  • Pay $25 per thirty days whilst in college

Borrow from $1,000 as much as 100per cent of school-certified costs

Speed discounts: Get a 0.25 portion point rate of interest decrease for signing up for and making payments that are monthly automatic debit. Plus, get an extra 0.25 portion point rate of interest decrease after making your first 12 on-time principal and interest re re payments.

USC Credit Union Graduate Preference Law Class Loan

Pay for your college and expenses that are associated you learn for the legislation level

Adjustable or fixed rate of interest Variable prices: 3.75% APR – 9.16% APR Fixed rates: 5.50% APR – 9.99% APR cheapest rates shown range from the car debit discount

3 payment options

  • Defer re payments until once you graduate
  • Pay interest that is monthly in college
  • Spend $25 per month whilst in school

Borrow from $1,000 up to 100% of school-certified costs

Speed discounts: obtain a 0.25 portion point rate of interest decrease for enrolling in and making payments that are monthly automated debit. Plus, get one more 0.25 portion point rate of interest decrease after making very first 12 principal that is on-time interest re re payments.

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